Accidents happen. For those looking for auto or car insurance in or near Syracuse, NY the winter weather makes auto accidents all too familiar. In fact, the most recent available government data shows that there were 299,452 motor vehicle crashes in 2014. In addition to the practical necessity of having a reliable auto insurance policy in the Syracuse region; New York State also requires liability insurance coverage for your automobile to be registered.
The Coverage You Need For Auto Insurance Near Syracuse, NY
For over 40 years, The Huntington Agency has fulfilled the auto insurance needs of the Syracuse, NY community. Our experience in providing auto insurance gives our customers the benefit of working with agents who can get you the coverage you need. This is important because not all auto insurance policies are created equal. Depending on your individual needs, you may require various levels of liability coverage and coverage for damages to your vehicle. The Huntington Agency’s experience in providing the right amount of auto insurance coverage makes us the best auto insurance company near Syracuse, NY, achieving the perfect balance to prevent gaps in coverage while finding you an affordable policy.
Important Parts of Your Car Insurance Policy
Car insurance comes with liability protections as well as coverage for damages to your vehicle. The liability section of your car insurance policy covers your financial responsibility if you injure someone else in the event of a collision. Most states require some level of liability coverage, including New York State.
The other part of car insurance covers damage to your car, such as fire, theft or damages caused by an accident. The part of car insurance that covers car damage is often required by leasing companies or banks.
Leveraging our decades of experience in finding car insurance policies that fit the individual needs of our clients, The Huntington Agency is capable of finding you the coverage you need at a cost you can afford.
Looking For the Cheapest Car Insurance In Syracuse or Baldwinsville?
The Huntington Agency is committed to finding the right coverage for you at the lowest price available without compromising necessary coverage. While looking for cheap auto insurance in Syracuse, NY, it’s critical that cutting costs doesn’t mean cutting corners on coverage. While finding the cheapest car insurance in Syracuse, NY may mean you pay less up front, inadequate coverage can cost you hundreds, if not thousands, of dollars more if something happens and your policy doesn’t have the coverage you need. The Huntington Agency is committed to finding the best car insurance for each of our clients’ personal insurance needs.
Get A Car Insurance Quote From a Local Syracuse Insurance Agent
The Huntington Agency can provide a personalized auto insurance quote to individuals in need of auto insurance near Syracuse, NY as well as Baldwinsville, NY.In addition to providing affordable car insurance quotes that feature adequate coverage, The Huntington Agency is experienced in providing policies for classic car insurance near Syracuse, NY. Whether you’re looking for classic car insurance or your standard auto insurance policy, contact us using our secure auto insurance quote request form here.
Whether you need car and home insurance, auto insurance or classic car insurance, contact us for an insurance quote.
New York law requires that you have auto liability insurance coverage. The minimum amount of liability coverage is:
- $10,000 for property damage for a single accident
- $25,000 for bodily injury and $50,000 for death for a person involved in an accident
- $50,000 for bodily injury and $100,000 for death for two or more people in an accident
Your New York State auto liability insurance coverage must:
- Remain in effect while the registration is valid, even if you don’t use the vehicle.
- Be New York State insurance coverage, issued by a company licensed by the NYS Department of Financial Services and certified by NYS DMV – out-of-state insurance is never acceptable.
- Be issued in the name of the vehicle registrant, and remain in the name of the registrant at all times.
The New York State Department of Financial Services website has more information about liability insurance and insurance companies licensed in New York: http://www.dfs.ny.gov.